Everyone in the auto industry is looking to save money on insurance premiums, especially public liability insurance for mechanics.
You should balance the cost of a mobile mechanics insurance policy against the coverage it provides. Of course, you can opt for a cheap public liability policy, but it’s not worth it if you lose an essential cover. It’s not easy looking for and comparing general liability and business insurance policies. However, with these amazing tips, you should be able to do so effortlessly.
You should choose the right public liability insurance level. The minimum coverage for the lowest level is about £1 million, but you can also take for amounts £5million or £10 million whenever necessary. Depending on the nature of your business, you should be able to choose the right level of insurance.
It’s prudent to ask the insurance companies you are looking to apply for whether they can identify a particular level for you. For instance, for people working on a government contract, the coverage might be around £5 to £10 million. Make sure that the insurance policy covers the normal business transactions and activities.
For instance, some policies might not cover your business if you work at specific heights or with heat. Therefore, you should read the fine print to understand all the endorsements and exclusions thoroughly. For every quote you receive, you should be able to find the relevant information effortlessly.
So, if you’re looking for public liability insurance for mechanics then please contact us for details.