Compare Motor Trade Insurance - 20+ Insurers

Taking out Motor Trader Insurance Cover is now so simple. Hit the red button to get started and get your tailor made insurance quotes in just a few minutes!

  • Numerous Levels of Cover Available
  • Insurance available for:
    • Vehicle Body Builders & Repairs
    • Vehicle Recovery & Breakdown Agents
    • Part Time Motor Traders
    • Mobile Mechanics & Mechanics Working From Home
    • Commercial Vehicle Repairers
    • Service, Repair & MOT garages
  • Commercial Combined Insurance
  • Public/Employers Liability Cover
  • Policy Documentation Available Instantly

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Useful Information

A Quick Start Guide to Motor Trade Insurance

What you need to know

Finding motor trade insurance online is very easy but before getting quotes it’s always a great idea to familiarize yourself with the ins and outs of it so you can make the most informed decision possible. On this page you’ll find an explanation of the different types of cover available as well as the criteria you must meet in order to qualify for motor trade insurance.

Who Can Benefit?

Below are some of the business types that can benefit from motor trade insurance –

  • Car Showrooms
  • Repair Centers
  • Valeting Services
  • Auction Houses
  • Breakdown Recovery
  • MOT Centers 
  • Mechanics 
  • Vehicle Recovery agents
  • Performance & tuning workshops
  • MOT stations
  • Coach trimmers
  • Auto-electricians
  • Vehicle Mechanical repair
  • Vehicle Air conditioners
  • Vehicle Valeters
  • Delivery agents
  • Vehicle Importers
  • Classic car specialists
  • Mobile repairers, fitters, tuners, mechanics
  • Accessory fitters
  • Engineering workshops
  • Scrap and salvage Merchants
  • Sound and security Installers
  • Exhaust, tyre and windscreen fitters
  • Alternative fuel converters workshops
  • Vehicle enhancing workshops

What Types of Vehicles Are Covered?

A standard motor trade insurance policy will cover the following

  • Business vehicles
  • Customer’s vehicles
  • Personal vehicles, if named in the policy

When it comes to vehicle types, most policies will cover –

  • Most types of cars
  • Most motorcycles
  • Vans that do not weigh more than 3.5 tonnes

Do I Qualify for Motor Trade Insurance?

There are some basic requirements for taking out a motor trade insurance policy. These are –

  • You must hold a full UK drivers licence 
  • You must be over 21 years of age
  • You must be able to prove that you work in the motor trade

Types Of Cover

Below are the types of cover you can get with a motor trade insurance policy –

  • Third Party - Third party insurance will provide protection for the cars where a third party is liable. This allows you to operate your business legally and for minimal expense. In most cases, personal vehicles and premises are not covered.
  • Third Party, Fire & Theft - The same as third party cover only fire damage and theft are now included.
  • Comprehensive - Comprehensive insurance covers the same things as above but also provides full protection for your cars, for example if you or one of your employees is to blame for a collision.
  • Combined - A combined policy is the most comprehensive type of cover and will provide protection for the businesses vehicles as well as the premises and any assets. This is ideal when full protection is required. Policies can be highly tailored to suit the needs of the business.
  • Part Time - If you only work part time in the motor trade then a part time policies are available.

Getting Quotes Easily

Getting quotes is essential if you want to ensure that you get a good price on motor trade insurance. By clicking the red button below and providing a bit of information about your business, you can have access to tailored quotes from a panel of motor trade insurance specialists.

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Motor Trade News

Bagot supplies 19 Renault vans to Jersey broadband operation

Friday, 29 April 2016 Julian Kirk Renault ‘dealer of excellence’ Bagot Motors has supplied a fleet of 19 vans which will be used to install superfast fibre broadband on Jersey. The 10 Trafic and nine Master panel vans will be used by JT (formally Jersey... read more

Suzuki launches 2016 apprenticeship programme

Friday, 29 April 2016 Julian Kirk Suzuki GB has opened registration for its apprenticeship programme. Aimed at 16 to 19-year olds, the programme provides apprentices with the skills and knowledge required to work as technicians in the motorcycle industry, and also... read more

Day’s expands at Plasmarl and Garngoch

Friday, 29 April 2016 Julian Kirk Day’s Motor Group is undertaking construction work at its Plasmarl and Garngoch branches. The construction work on our Garngoch site has been completed and the new building is up and running with staff having moved in throughout... read more

Westover supplies course cars to Salisbury races

Friday, 29 April 2016 Julian Kirk Westover’s Nissan and Toyota dealerships are supplying cars for use by the starter and course doctor at Salisbury Racecourse for 2016. This is the 10th consecutive year that the two Salisbury showrooms have provided cars for the... read more

GardX appoint non-executive chairman

Friday, 29 April 2016 Andrew Lyster Car care manufacturers, GardX International, has appointed Ray Sommerville as its new Non-executive Chairman. Ray Sommerville’s industry experience includes 10 years with Lex Retail, whom he left as Group Operations Director... read more

Hexagon launches Lotus showroom in East Finchley

Thursday, 28 April 2016 Andrew Lyster London based, Hexagon, has opened a Lotus showroom at its new headquarters on Great North Road in East Finchley. Lotus CEO Jean-Marc Gales and Hexagon Chairman Paul Michaels officially opened the new showroom, which features the... read more